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Author: Louis  //  Category: Uncategorized

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Author: Louis  //  Category: Uncategorized

A budget is a way of being intentional about the way you spend and save your money. If you spend your money like a college student, you won’t get your degree. You have to choose how to use your money wisely in order to get what you want.

The goal of a budget is to set aside your money into specific categories or accounts to help you define what you need for your life, your goals and the way you want to spend your money. Visit https://www.sofi.com/money/ to learn more about budgeting.

 

Know your money before you spend

As a rule, keep track of where your money goes. Write it down. Keep an eye on how much money you spend on what you buy, where you spend it, and how you’re spending it. As an example, for this month, I’m planning to use $250 to get myself an airline ticket and a hotel room. I’m not going to pay for a car. I’m not going to spend any money on food. I’m not going to pay for an extra week of vacation. I know that this amount will go a long way in helping me pay for this trip. 2. Check your bank statements and credit card statements daily If you keep track of your bank statements, credit card statements, and even weekly, monthly, or yearly expense reports, you’ll be able to monitor your spending. If you notice that you’re going to spend more than you’re making, you should reduce your spending. 3. Manage your time, so that you don’t burn out Keep busy. If you don’t have to do that now, it’s going to get easier as you start to see the financial benefits of the lifestyle. 4. Do what you enjoy It doesn’t matter if you like watching television, or playing with your children, or going for walks and running errands. Whatever you like doing, you’re doing it, so keep it up. You don’t need a million dollars to do what you love. You just need to take a few risks, and you can get there just fine with the money you have. I get that you’re here to be successful. There are some important lessons you need to learn in order to be successful. One of the most important is to embrace change. This will take time and some effort. If you just give up, you’re never going to get there. But the changes you’re going to have to make are very, very worthwhile. You’ll realize that you can build a business based on other people’s mistakes, because you’re not a victim, you’re a survivor.